Does my insurance cover urgent care appointments for my child when they’re sick or injured? What about preventive services like vaccines? Chances are, if you’re a parent, you’ve wondered about coverage, especially for unforeseen events such as a sprained ankle or an ear infection.
Here’s what you need to know about insurance and treatment for pediatric illness or injury, sports / other clearance, and more.
Does My Insurance Cover Urgent Care Appointments?
There is no direct answer to this question, as it depends on your specific insurance coverage. The best way to determine whether a specific urgent care you’d like to visit is covered is to take the following steps:
- Contact your insurance company directly. Ask them which facilities in your area are covered and what your financial responsibility is for the services you need. For instance, if your child is running a fever and has a cold, ask about copays for a sick visit. If your child has an injury, ask if stitches, sprains and strains, or other required care is covered and to what extent.
Be sure to ask about testing fees and whether they’re included. You may have an additional copay or separate deductible for X-rays, urinalysis, strep or flu tests, or other diagnostic services.
Find out if you’re able to get preventive treatments at a covered urgent care if you’re unable to be seen by your regular pediatrician and your child needs a vaccine, physical, or other such care.
- Call urgent care centers near you to be sure they accept your insurance and ask about their fees so you have a better idea of out-of-pocket expenses for services you need.
Now that you have an answer to your question, “Does my insurance cover urgent care appointments,” where do you turn for same-day sick care for your child?
For Pediatric Urgent Care Now, Choose POP NOW!
Here at POP NOW, we’re happy to answer all of your questions related to your child’s healthcare, including those on insurances we accept! Come on in for same-day pediatric sick visits, or contact us at 301-279-6750 to learn more about accepted insurances.
We don’t schedule visits over the phone, but you can use our online booking system to request your appointment time.